Google Wallet, The Another Android Application

Last month, Google announced the launch of another product, Google Wallet, an Android application that allows users to use their phone as a credit card. This is simply done by pressing your phone into an electronic retailer participating MasterCard PayPass reader, which sends the payment to the merchant. This electronic wallet in the end will allow all existing debit or credit card in your phone’s memory. However, when Google originally launched their electronic wallet, users will only able to use their Citi Card Prepaid MasterCard or Google. In addition, the electronic wallet also make your loyalty to each participating retailer SingleTap store.

This will greatly reduce the hassle of bringing a lot of store cards in your wallet, but also helps to increase the number of consumers who use loyalty cards. Synchronize with Google Wallet, Google also launched Google’s offering, which allows users to find deals on other Google products (maps, search, shopper) or directly from the website offers daily at google.com / offer. Before you get too excited, you may want the list of participating retailers on the site of Google Wallet check. After typing the address itself, a list of local retailers appear, but a lot of disappointed me, only 7 Eleven, CVS, and any other retailer I could not even use once one month appeared near my location.

Security is placed on the electronic purse including PIN must be entered before a purchase and payment is secure chip that contains the encrypted payment information. This chip will be in your phone from the Android card. Although the security of the electronic purse can be granted, there are some drawbacks to use: If your phone is lost or stolen, you still have your card with the old traditional way to cancel. Even if you are a student like me, or users of public transport is constant are, you need to do to your ID card or transport.

Is Google Wallet is a security need to fix it. Enter the PIN code is very important, but Google needs to add something unique that only the sole owner of the electronic purse, such as fingerprints, voiceprint, or image that appears when users make purchases. Adding half of the wall not only protection from identity theft is almost impossible, but to give consumers one less thing to worry about when using an electronic wallet. Besides extra security, Google focus on cooperation with universities and large urban public transportation system of the ID card also university students and public transport for their mobile wallet to add. These technological advances have the potential to end the era of the portfolio, allowing the user to almost any type of card they ever need in the palm of their hands.

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